Positioning your portfolio for inflation
Economics & MarketsInvestment & Trading Strategies

Positioning your portfolio for inflation

Investors will need to start thinking about how to position their portfolio for rising inflation with expected economic growth in the wake of large-scale fiscal support and stimulatory money policy.

Inside the SPAC hype: What investors need to know
Economics & MarketsInvestment & Trading Strategies

Inside the SPAC hype: What investors need to know

Markets across the world are experiencing a boom in SPACs - a Special Purpose Acquisition Company. Branded as blank-cheque companies, the overseas enthusiasm for these companies remains robust in 2021, and while there are no signs that Australia is about to embrace blank-cheque companies, there are some cautionary lessons for local investors investing offshore.

Lessons from 1937: Will US stocks rally from here?
Industry NewsInvestment & Trading Strategies

Lessons from 1937: Will US stocks rally from here?

International growth is expected go from strength to strength over the next 12 months and while the US economy is expected to benefit, it’s worth asking the question: has the market already priced in a lot of the US economy’s recent gains and can such growth sustain its market rally?

Investor implications from the "pandemic" budget
Economics & MarketsInvestment & Trading Strategies

Investor implications from the "pandemic" budget

Big spending initiatives in the 2021 Federal Budget aim to drive economic growth. With the risk of inflation low, investors can expect a positive outlook for asset markets.

Banking on dividends
Economics & MarketsInvestment & Trading Strategies

Banking on dividends

There is some good news for income-seeking investors with possible buybacks in the pipeline as the big banks reported a lift in dividend payments in the May reporting season.

Three tips for dividend investing as payouts rebound from COVID lows
Investment & Trading Strategies

Three tips for dividend investing as payouts rebound from COVID lows

Dividend payments are on the rise again as the economy reboots, but not all companies are recovering from the pandemic at the same pace. Stephen Bruce, Senior Portfolio Manager at Perennial Value Management, provides some tips for investing in the post COVID environment.

Industry response to climate change nears tipping point
Industry News

Industry response to climate change nears tipping point

The global economy is being impacted by several long-term trends that are disrupting business and remoulding markets. In a series of articles, we will update you on the impact these megatrends are having on investors and the asset management industry. The first megatrend we will explore is climate change and the need for rapid decarbonisation to prevent catastrophic impacts.

Head in the clouds
Industry News

Head in the clouds

Thanks to COVID-19 and the quick thinking of savvy investors, the age-old adage that to have ones’ ‘head in the clouds’ is an insult might be about to change.

How to handle constructive feedback
Tech & Solutions

How to handle constructive feedback

Feedback or criticism from a colleague or client, can come as a bit of a shock, even if it is well intended. Here’s how a behavioural finance expert recommends coping with such feedback.

Record economic rebound
Data InsightsEconomics & Markets
Economic Insights

Record economic rebound

National Accounts

Who inherits your super?
Investment & Trading Strategies

Who inherits your super?

Clients often assume their superannuation will be paid in accordance with their will. However, this is not necessarily the case and a conversation around estate planning is key.

Biggest lift in spending in 12 years
Data InsightsEconomics & Markets
Economic Insights

Biggest lift in spending in 12 years

Retail trade | Statement on Monetary Policy

Planning tips for a happier retirement
Investment & Trading Strategies

Planning tips for a happier retirement

Retirement is about more than just money, investments and never having to work again. Amongst other things it’s about having more time for the things you enjoy, while at the same time finding a new purpose.

Tailoring advice for different client personalities
Economics & Markets

Tailoring advice for different client personalities

When offering financial advice to clients it’s important to understand their unique personalities and behaviours.

Year in Review. Year in Preview
Data InsightsEconomics & Markets
Economic Insights

Year in Review. Year in Preview

2020 recap and 2021 outlook

The Big Issues of 2021
Economics & Markets
Economic Insights

The Big Issues of 2021

COVID-19 | The Biden era | Monetary policy | China | Climate change | Economic inequality | Employment | Migration.

Why the ETF trend is not always your clients' friend
Data InsightsInvestment & Trading Strategies

Why the ETF trend is not always your clients' friend

ETFs are popular with advisers and their clients as they are cheap to buy into and require little administration. However, volatile markets and sector concentration bring their own risks.

What's next for the Australian, Asian and global economies?
Data InsightsInvestment & Trading Strategies

What's next for the Australian, Asian and global economies?

Like many other economies, Australia has benefited from decades of global trade and investment, which the arrival of COVID-19 has severely curtailed. We examine the predictions of leading analysts.

Millennial investors see opportunity in 2020 disruption, despite risks
Data InsightsEconomics & Markets

Millennial investors see opportunity in 2020 disruption, despite risks

Online brokers are seeing record numbers of account openings despite market volatility. Financial advisers are well placed to assist new investors.

Australia in recession: the key factors affecting our economic recovery
Economics & MarketsIndustry News

Australia in recession: the key factors affecting our economic recovery

All eyes will be on the RBA in November and December as it ponders a potentially significant rate cut. But there are other factors to consider in the face of a very uneven recession.

Demand for financial advice is soaring during COVID-19
Data InsightsIndustry News

Demand for financial advice is soaring during COVID-19

The pandemic and lockdowns have increased collaboration between advisers and clients, including the demand for financial advice.

What US exposure means for investors
Data InsightsEconomics & Markets

What US exposure means for investors

Australian investors who bet on the US tech mega-caps to outperform through the COVID-19 pandemic have been handsomely rewarded. However, the way forward is less certain.

The role of super funds during COVID-19
Economics & MarketsIndustry News

The role of super funds during COVID-19

Access to their super has assisted many Australians during the COVID-19 pandemic. But these savings will also need to underpin the recovery as we navigate out of economic crisis.

Bridging the generation gap in financial advice
Industry News

Bridging the generation gap in financial advice

COVID-19 has accelerated a generational shift to digital offerings and this – along with the cost of financial advice – represents the biggest challenge to winning over savvy consumers.

Why professional development means building resilience
Tech & Solutions

Why professional development means building resilience

Resilience training is set to become a key part of professional development, equipping advisers with the ability to learn new skills quickly and own their careers.

Positioning Australia as an international financial services hub
Investment & Trading StrategiesTech & Solutions

Positioning Australia as an international financial services hub

While highly regarded for its robust funds management industry, Australia must review its tax regime and cut red tape if it wants to attract global fund managers and regional investors.

The importance of regularly revisiting risk with clients
Tech & Solutions

The importance of regularly revisiting risk with clients

Determining a client’s risk tolerance is a crucial part of generating a risk profile. But this must be balanced against an acceptable level of risk for a return on their investments.

The economics of COVID-19
Economics & Markets
Economic Insights

The economics of COVID-19

Weekly Petrol Prices | Business Indicators | Credit | Inflation gauge | China data

Netflix, Fitbits and 'Big Tech': the future of financial advice
Investment & Trading Strategies

Netflix, Fitbits and 'Big Tech': the future of financial advice

By 2030 the majority of financial advisers will offer goal-based advice spanning investment, protection, education, retirement and broader wellness, according to an influential report

Why Australians are reconsidering their insurance options
Tech & Solutions

Why Australians are reconsidering their insurance options

The COVID-19 pandemic has Australians experiencing a heightened awareness of their health and well-being. This makes it a good time to reassess their insurance needs.

The next normal: workplace flexibility in the post-pandemic age
Tech & Solutions

The next normal: workplace flexibility in the post-pandemic age

As Australian companies shift their view of work from home as a stop-gap to something more permanent, one expert explains why trust and communication are the key ingredients.

Portfolio construction in uncertain times
Economics & MarketsInvestment & Trading Strategies

Portfolio construction in uncertain times

Portfolio review and asset allocation are critical during heightened market volatility. And there are lessons to be learnt from how fund managers handle similar challenges.

Tax deductible financial advice: here's what you can claim
Investment & Trading Strategies

Tax deductible financial advice: here's what you can claim

One of the biggest challenges is working out which financial advice fees are tax deductible. Here we break down the relevant principles.

ASIC and COVID-19: regulator updates priorities for 2020
Industry News

ASIC and COVID-19: regulator updates priorities for 2020

ASIC wants financial advisers to meet both the challenges of COVID-19 and the needs of their clients. Here’s what the regulator is focusing on.

Practical fintech strategies: what you need to know
Tech & Solutions

Practical fintech strategies: what you need to know

The FPA believes the advice industry now sees technology as a partner in enhancing the outcomes a client receives from working with a professional financial planner.

How to structure a professional year
Data InsightsTech & Solutions

How to structure a professional year

New entrants to the financial advice industry will have their first 12 months mapped out by FASEA rules designed to ensure relevant skills are learned under close supervision.

Helping clients deal with financial stress
Tech & Solutions

Helping clients deal with financial stress

Supporting clients in the face of the COVID-19 pandemic is no easy task. But supporting them properly can mean addressing both emotional and financial stress.

Can insurance tech improve client experience?
Investment & Trading Strategies

Can insurance tech improve client experience?

The digitisation of advice is often cited as one of the biggest challenges facing advisers today. But technology could have a profound effect on how insurance is sold.

Helping your clients with financial decisions during market volatility
Investment & Trading Strategies

Helping your clients with financial decisions during market volatility

During times of crisis, it is important for financial advisers to be a voice of reason. As one expert notes, it is sometimes hardest getting clients to do nothing.

Trading in volatile times
Economics & MarketsInvestment & Trading Strategies

Trading in volatile times

Times of volatility may call for revised trading strategies. This piece looks at areas where advisers can improve, especially when placing large trades in the marketplace.

Adapting to FASEA's Code of Ethics
Industry News

Adapting to FASEA's Code of Ethics

FASEA’s Code of Ethics now applies to all financial advisers. Here’s what you need to know about adapting to the current regulatory guidance.

Succession planning: how best to pass the baton
Tech & Solutions

Succession planning: how best to pass the baton

Business owners should have a succession strategy in place but effective transitions for advice practice principals are being complicated by several factors including COVID-19.

Barriers to investment: a female perspective
Investment & Trading Strategies

Barriers to investment: a female perspective

Financial inequality remains a reality for many women who earn less than men or who take time out of the workforce. An adviser who specialises in female clients offers her view.

How to become a truly great collaborator
Tech & Solutions

How to become a truly great collaborator

Working openly with others in a sharing culture to achieve better outcomes for the business has never been easier. Here are six actions to unlock the power of collaboration.

Beyond COVID-19: key metrics and sectors to watch over 2020
Economics & MarketsInvestment & Trading Strategies

Beyond COVID-19: key metrics and sectors to watch over 2020

CommSec Senior Economist Ryan Felsman considers how the recovery from COVID-19 will play out and picks the sectors most likely to thrive and flounder.

10 tips for working from home
Investment & Trading Strategies

10 tips for working from home

Financial advisers working remotely for long periods will need to be informed, prepared and resilient. An expert offers advice on dealing with this unprecedented disruption.

Economic update: What advisers need to know
Economics & MarketsTech & Solutions

Economic update: What advisers need to know

In periods of market volatility it is vital that advisers keep clients focused on their plan. It is also a chance to reinforce why financial advice is integral to meeting long-term goals.

Change can start with the individual
Tech & Solutions

Change can start with the individual

A great company culture can produce both an engaged workforce and a healthy bottom line. But everyone from the office assistant to the managing director needs to be involved.

The sharing economy: will disrupted incumbents bounce back in 2020?
Data InsightsEconomics & Markets

The sharing economy: will disrupted incumbents bounce back in 2020?

The sharing economy will continue to disrupt established businesses but CommSec Chief Equities Economist Craig James warns that incumbents are increasingly finding ways to fight back.

Cybersecurity: What you need to know
Investment & Trading Strategies

Cybersecurity: What you need to know

An expert analyses the three key trends he says will drive the evolution of cybersecurity in Australian financial services over the next 12 months. 

Is an SMSF right for your client?
Investment & Trading StrategiesTech & Solutions

Is an SMSF right for your client?

SMSFs take time to do well – but of course so do many other things in the average client’s life. An expert suggests financial advisers draw on past experience to ensure clients are aware of potential complexities.

How video adds another level of service
Tech & Solutions

How video adds another level of service

Video can be a used as a powerful tool when face to face meetings are no longer an option. They can be used to introduce the adviser to new audiences, and to explain complicated concepts to their clients.

Investing when the market is volatile
Economics & MarketsInvestment & Trading Strategies
Economic Insights

Investing when the market is volatile

Economic backdrop: Market volatility at record highs; what should investors look at in a volatile market; and keeping an eye on your portfolio

How to take feedback well
Tech & Solutions

How to take feedback well

Criticism from a colleague or client, even if it is well intended, can come as a bit of a shock. Here’s how a behavioural finance expert suggests dealing with feedback.

New FASEA guidelines to explain the Code of Ethics
Industry News

New FASEA guidelines to explain the Code of Ethics

In response to the new Code of Ethics for financial advisers, FASEA has issued guidelines to help advisers understand the requirements.

Where to be visible on social media
Investment & Trading Strategies

Where to be visible on social media

The proliferation of social media platforms means there are more options than you likely have time. Here’s how to determine where to best focus your efforts.

8 tips for clients visiting financial advisers
Investment & Trading Strategies

8 tips for clients visiting financial advisers

How do you get the most out of your meetings with an adviser? Here are eight great tips for getting the most out of your time together.

How to use social media to boost your digital brand
Tech & Solutions

How to use social media to boost your digital brand

Do you really need an advertising budget or can you use social media to grow your digital brand and your business? 

Neuro-leadership: the science of better leadership
Tech & Solutions

Neuro-leadership: the science of better leadership

Here’s how to use neuroscience and the working of the brain to understand how you can lead yourself and others much more effectively.

More effective meetings in less time
Tech & Solutions

More effective meetings in less time

Meetings are a necessary part of doing business but they can also eat into your day. How do you get more out of your meetings in less time while enhancing collaboration?

A snapshot into FASEA exams, courses and costs
Investment & Trading Strategies

A snapshot into FASEA exams, courses and costs

Financial advisers are under pressure to comply with new education requirements. But it may not be as overwhelming as you think.

How to start a podcast
Tech & Solutions

How to start a podcast

Here we explore the tools and technical abilities you will need to set up your own podcast and how to come up with great content.

Is it time to start listening to your gut?
Tech & Solutions

Is it time to start listening to your gut?

Your intuition may be the answer to guiding your business decisions. 

How to structure feedback to boost staff morale
Tech & Solutions

How to structure feedback to boost staff morale

The way advisers communicate is just as important as what they say. Here’s how incorporating good communication practices into the workplace will improve its culture. 

Providing affordable advice to lower balance clients
Tech & Solutions

Providing affordable advice to lower balance clients

Clients with different financial needs still need advice. So what is the best way to provide it when they’re struggling to make ends meet?

Single Touch Payroll is here
Industry NewsTech & Solutions

Single Touch Payroll is here

Employees are covered when it comes to superannuation with the ATO’s matching initiative.

Creating great client chemistry, right from the start.
Tech & Solutions

Creating great client chemistry, right from the start.

Chemistry isn’t limited to science - having rapport with your client is key to boosting your business.

Are you unproductive or simply overloaded? Four ways to boost your output
Tech & Solutions

Are you unproductive or simply overloaded? Four ways to boost your output

While you might think it’s the lazy itch getting to you, it turns out having too much work can make you shut off. Here’s how to balance that.  

Step by step: basics for advising blended families
Investment & Trading StrategiesTech & Solutions

Step by step: basics for advising blended families

Joint families may come with some financial baggage. Encouraging disclosure of their history is a great way to give them a healthy financial start.

How to build resilience to boost well-being
Investment & Trading Strategies

How to build resilience to boost well-being

76% of workers struggle with their well-being. Knowing how to take care of your health will not just benefit you, but your company too.

Five ways your firm can fight back against cyber risks
Industry NewsTech & Solutions

Five ways your firm can fight back against cyber risks

Taking action now to safeguard your business against attacks can save you time, money and your reputation.

How to get client leads from video marketing
Tech & Solutions

How to get client leads from video marketing

Understanding how to attract clients through video will help your business bloom

Raising practice performance: are the tools closer than you think?
Tech & Solutions

Raising practice performance: are the tools closer than you think?

Understanding social styles and being a versatile communicator can improve your business performance. 

Chasing prospective clients: when not to sign them up
Tech & Solutions

Chasing prospective clients: when not to sign them up

Can you tell whether a potential new client is the right fit for your business?

Dispute resolution: ASIC trains its spotlight on social media
Industry News

Dispute resolution: ASIC trains its spotlight on social media

ASIC is inviting submissions on whether internal dispute resolution schemes should proactively address complaints made on a firm’s social media platform. 

Dealing with clients in personal and financial distress
Industry NewsInvestment & Trading Strategies

Dealing with clients in personal and financial distress

Remaining focussed on the financial fallout is the best way to walk the fine line between adviser and mentor.

Your financial advice practice needs strong foundations
Tech & Solutions

Your financial advice practice needs strong foundations

Amidst financial and practical decisions to make, a strong financial practise needs to meet these certain criteria to create a strong foundation. 

Dealing with setbacks: four ways to build resilience
Tech & Solutions

Dealing with setbacks: four ways to build resilience

No matter how skilled you are, when not everything is in your control, things can sometimes go wrong. Here’s how to work through these roadblocks. 

How to engage employees on your innovation journey
Data InsightsInvestment & Trading Strategies

How to engage employees on your innovation journey

Staff training underpins innovative organisations. But not just any training. Commonwealth Bank’s latest Business Insights report analyses which programs work best.

Making flexible work realistic for financial advice practices
Data InsightsIndustry News

Making flexible work realistic for financial advice practices

Three ways to make flexible working arrangements realistic for financial advice practices. 

9 things you may not know about the FASEA blueprint
Industry News

9 things you may not know about the FASEA blueprint

FASEA announced a revised education framework in late-2018 with some welcome modifications. Here’s what financial advisers may not know about the blueprint.